Protect your family with Malibu Public Adjusters

January 13, 2025

Unfair Insurance Settlements Leave Wildfire Victims Vulnerable: David Kent of Malibu Public Adjusters Speaks Out on the Importance of Hiring a Public Adjuster

Malibu, CA – In the aftermath of recent wildfires that ravaged Los Angeles and surrounding areas, many homeowners are discovering that their insurance settlements fall far short of what is needed to rebuild their lives. David Kent, vice president of Malibu Public Adjusters, a trusted public adjuster with over 24 years years of experience advocating for local Malibu wildfire victims, is speaking out about the critical role public adjusters play in ensuring fair settlements and helping families recover fully.

“Insurance companies often focus on minimizing payouts to protect their bottom line, leaving victims vulnerable and undercompensated,” says David Kent. “After a wildfire, homeowners are in a state of shock, and the claims process can feel overwhelming. That’s where a public adjuster comes in—our job is to level the playing field, advocate for policyholders, and secure the compensation they deserve to rebuild their homes and lives.”

The Growing Problem of Unfair Settlements

Many wildfire victims report receiving settlement offers that barely cover the costs of rebuilding or replacing lost belongings. Some are left with incomplete payouts, denied claims, or unnecessary delays. According to David, this happens because:

• Insurance policies are often complicated and difficult to interpret without expert guidance.

• Adjusters from insurance companies are incentivized to reduce payouts.

• Many homeowners are unaware of their rights and the full extent of their coverage.

David Kent emphasizes that hiring a public adjuster can make a significant difference. Unlike insurance company adjusters, public adjusters work exclusively for policyholders, ensuring their interests are represented.

Why You Should Hire a Public Adjuster

David outlines the key benefits of hiring a public adjuster:

• Maximized Settlements: Public adjusters thoroughly assess damage and negotiate higher payouts based on policy coverage.

• Time Savings: They handle the complex paperwork and communication with the insurance company.

• Expertise and Advocacy: A public adjuster understands policy language and fights for what policyholders are entitled to receive.

“People often don’t realize they have options,” says David. “A good public adjuster will guide you through the process, explain your rights, and ensure that you’re not settling for less than what you need to rebuild.”

Spotting Predatory Practices

David also warns homeowners to be cautious of unscrupulous individuals posing as public adjusters or offering quick solutions. Red flags include:

• Promising unrealistically high settlements.

• Charging excessive fees (legitimate adjusters typically charge 10% or less).

• Lacking proper licensing or references.

“Do your research before hiring anyone,” advises Rick. “Look for licensed, reputable public adjusters with a proven track record and transparent practices.”

About Malibu Public Adjusters

Malibu Public Adjusters is a licensed public adjuster firm dedicated to helping homeowners and business owners recover from property losses caused by wildfires, storms, and other disasters. Known for his integrity and expertise, Malibu Public Adjusters has successfully helped countless families secure the compensation they deserve.

For media inquiries or to schedule an interview with David Kent, contact:

Malibu Public Adjusters

Phone: (877) 8-MALIBU

Email: info@malibupublicadjusters.com

Website: www.malibupublicadjusters.com

January 17, 2025

Malibu Public Adjusters Hosts Free Event for Wildfire Victims: Guidance on Navigating Loss, Insurance Claims, and Protecting Your Property

Malibu, California – In the wake of devastating wildfires across Los Angeles, many homeowners are left unsure of their next steps. To provide clear guidance and help victims avoid common pitfalls, public adjuster Glenn Taylor is hosting a free event to educate homeowners on navigating their losses, filing insurance claims, and protecting themselves from predatory practices.

The event will take place on Saturday, January 25th at the Agoura Hills Public Library from 1:30 PM to 3:00 PM.

“During this overwhelming time, it’s crucial for wildfire victims to have access to reliable information and avoid making hasty decisions that could negatively impact their recovery,” says Glenn Taylor of Malibu Public Adjusters. “I want to give people the tools they need to navigate this process and protect themselves from bad actors who prey on vulnerable homeowners after disasters.”

Event Highlights

Attendees will receive valuable information on:

• Steps to Take Immediately After a Wildfire

Learn what to do first, from documenting damage to contacting your insurance company, to ensure a smooth start to your recovery.

• Filing Insurance Claims

Gain a step-by-step guide to navigating the claims process and understanding your insurance policy. Learn why hiring a public adjuster can be a game-changer in this process, as they work exclusively for you—not the insurance company. Glenn will also provide tips on how to spot trustworthy public adjusters, highlighting key traits such as proper licensing, transparent communication, and realistic promises.

• Avoiding Predatory Practices

Get advice on spotting and steering clear of unscrupulous individuals, including:

• Public adjusters who make unrealistic promises or charge exorbitant fees.

• Real estate developers trying to buy damaged properties at rock-bottom prices.

• Scams targeting homeowners in need of repairs or assistance.

• Why You Shouldn’t Sell Your Property

Understand the long-term implications of selling your property too soon and why holding onto it may be more beneficial in the long run.

Who Should Attend

This event is open to all homeowners and business owners affected by recent wildfires. Whether you’re just beginning the recovery process or struggling to deal with your insurance company, this event will provide actionable advice to help you make informed decisions.

Event Details

• Date: January 25, 2025

• Time: 1:30 - 3:00

• Location: Agoura Hills Public Library 

• Cost: Free

Space is limited, so attendees are encouraged to RSVP in advance.

About Malibu Public Adjusters

Malibu Public Adjusters is a licensed public adjuster firm with over 24 years of experience helping Malibu homeowners recover from catastrophic events. Known for their integrity and dedication, Malibu Public Adjusters advocate for fair insurance settlements and empower policyholders with the knowledge to rebuild their lives confidently.

For more information about the event or to RSVP, contact:

Malibu Public Adjusters

Phone: (877) 8-MALIBU  (877) 862-5428

Email: info@malibupublicadjusters.com

Website: www.malibupublicadjusters.com

Malibu Public Adjusters Expert Advice: 5 Key Tips for Wildfire Victims Filing Insurance Claims

Malibu, CA – As wildfires continue to devastate communities across Los Angeles and surrounding areas, many homeowners are left grappling with the daunting task of filing insurance claims to recover their losses. David Kent, Vice President of Malibu Public Adjusters, is a seasoned public adjuster with years of experience helping disaster victims, stepping up to provide crucial advice for those navigating the insurance claims process.

“After a wildfire, homeowners often face overwhelming emotions and confusion about how to file their claims,” says David Kent. “Insurance companies will try to settle claims for as little as possible, but my job is to ensure you get every penny you deserve to rebuild your home and your life. My goal is to make sure you’re treated fairly and receive the compensation that matches your loss.”

Here are Kent’s top five tips for wildfire victims filing insurance claims:

1. Document the Damage Immediately

If you cannot access your property due to evacuation orders or safety concerns, utilize online resources to obtain evidence of the damage. The Los Angeles County Fire Department provides interactive damage assessment maps for specific wildfires, including photographs and damage classifications for affected properties. Additionally, satellite imagery, such as that provided by Maxar Technologies, offers before-and-after views of neighborhoods impacted by the fires. These resources are invaluable for homeowners unable to physically document their losses.

https://recovery.lacounty.gov/palisades-fire/

2. Request a Certified Copy of Your Insurance Policy

Many homeowners aren’t fully aware of what their policy covers. Request a certified copy of your policy from your insurance company to understand your coverage, exclusions, and limits.

3. Track All Expenses

Keep receipts for temporary housing, meals, clothing, and other out-of-pocket expenses. These may be reimbursable under your policy’s additional living expenses (ALE) coverage.

4. Be Cautious About Accepting Initial Offers

Insurance companies may present an initial settlement offer that doesn’t fully cover your losses. Consult with a public adjuster to evaluate whether the offer is fair before accepting it.

5. Hire a Public Adjuster for Expert Advocacy

Public adjusters like David Kent work exclusively for policyholders, not insurance companies. They handle the claims process, negotiate on your behalf, and ensure you receive a fair settlement.

David Kent has helped dozens of families recover millions of dollars in insurance claims, guiding them through what can often be an overwhelming process. Whether you’re unsure how to start your claim or feel your insurance company isn’t offering enough, Kent’s expertise ensures you’re not navigating this journey alone.

About Malibu Public Adjusters

Malibu Public Adjusters is a licensed public adjuster firm dedicated to helping Malibu homeowners and business owners recover from property losses caused by wildfires, storms, and other disasters. With a passion for advocacy and a proven track record, Kent is committed to leveling the playing field for policyholders.

For more information or to schedule an interview with David Kent, contact:

Malibu Public Adjusters

28348 Roadside Drive

Agoura Hills, California 91301

Malibu Public Adjusters

Phone:  (877) 8-MALIBU  (877) 862-5428

Email: info@malibupublicadjusters.com

Website: www.malibupublicadjusters.com