About Our Firm
Who We Are
Standing Between Policyholders and the Insurance Industry Since 1989
Malibu Public Adjusters is a public insurance adjusting firm headquartered in Agoura Hills, California, serving property owners throughout Malibu, Pacific Palisades, Calabasas, Hidden Hills, Westlake Village, and the greater Los Angeles area. For over 35 years, our firm has represented homeowners, business owners, and commercial property managers in insurance claim disputes — never the insurance companies.
The role of a public adjuster is straightforward but critical: when your property suffers damage from fire, water, theft, earthquake, or other covered perils, your insurance carrier sends their adjuster to assess the loss. That adjuster works for the insurance company and is evaluated on how efficiently they close claims — not on whether your settlement fully covers the cost of repair. We work exclusively for you, the policyholder. We conduct independent damage assessments, document every covered loss, prepare professional claim packages, and negotiate directly with your carrier until you receive the maximum settlement your policy allows.
Our firm was founded on a simple principle: the insurance industry has teams of adjusters, attorneys, and engineers whose job is to minimize payouts. Policyholders deserve the same level of expertise on their side. We bring that expertise. Our team includes adjusters with decades of experience across every major type of property loss — from total wildfire destruction to hidden water damage behind walls, from commercial burglary claims to complex earthquake damage involving the California Earthquake Authority. We have negotiated claims against every major carrier operating in California including State Farm, Allstate, Farmers, USAA, Liberty Mutual, and Travelers.
We have been in continuous practice since 1989, serving Southern California property owners through every major disaster event. Our adjusters carry professional liability insurance. We operate on a contingency fee basis — if we do not recover more for your claim than the carrier initially offered, you owe us nothing. That alignment of interests is fundamental to how we practice: we only succeed when you do.
Over the past three and a half decades, we have helped thousands of families and businesses recover from catastrophic losses. Our experience spans the Woolsey Fire, the Palisades Fire, the Northridge earthquake, and every major California disaster event that has impacted our community. We understand not only the policies and the law but also the emotional toll that property loss takes on families — and we manage every claim with the urgency, respect, and thoroughness that our clients deserve.
35+ Years
Serving Southern California policyholders since 1989
1,000+
Claims successfully settled across every major loss type
Policyholder Only
Never represented an insurance company — not once
Professionally Insured
Full professional liability coverage · founded 1989
You Don't Pay Unless We Recover More.
Every claim starts with a free, confidential consultation. We review your policy, assess your loss, and tell you honestly whether we can improve your outcome — all at no cost.