Residential Insurance Claims
Homes, estates, condos, smoke damage, contents, rebuild scope, and living expense claims.
Full-Service Claims Advocacy
Everything we do, on your behalf.
From the first phone call through final settlement, Malibu Public Adjusters manages every aspect of your insurance claim — with 35 years of California expertise behind every decision.
Fire · Water · Policy Advocacy
All things insurance, handled with local authority.
Based in Malibu, our public insurance adjusters work only for policyholders—not the insurance company. We help with claims, policy changes, and approaching new providers with clarity and leverage.
Commercial Insurance Claims
Business interruption, tenant improvements, equipment, inventory, and complex loss presentation.
Industrial Insurance Claims
Large-loss documentation, specialized property, machinery, and operational recovery support.
We document what insurers often miss.
Damage scope, repair pricing, code upgrades, smoke contamination, water intrusion, temporary housing, and business interruption deserve a rigorous, policy-backed presentation.
Our Core Specializations
35 years fighting for fire and water victims.
Since 1989, Malibu Public Adjusters has exclusively advocated for policyholders across Malibu, Calabasas, and the Conejo Valley. We know what Southern California carriers fight hardest to undervalue — and exactly how to counter them.
Start Your Claim Review →35+Years of California claims experience
98%Client satisfaction on settled claims
24–48hResponse time for initial review
1,000+Claims successfully resolved
Specialization
Fire Damage Claims
Total Loss Valuation
We calculate true replacement cost—including code upgrades, debris removal, and landscaping most carriers overlook.
Smoke & Soot Damage
Even rooms untouched by flame suffer chemical damage. We document every affected surface and system.
Additional Living Expenses
Lost use of your home has real cost. We capture hotel, meals, storage, and temporary housing.
Contents Inventory
We reconstruct your personal property room-by-room, far beyond what a carrier adjuster will list.
Specialization
Water Damage Claims
Mold & Moisture Assessment
Water damage left unaddressed breeds mold. We ensure full scope is captured before the claim closes.
Structural Drying & Rebuild
We quantify tear-out, drying, and reconstruction at current labor and material rates.
Hidden Damage Documentation
Inside walls, under floors, in HVAC systems—we find what insurers' quick inspections miss.
Business Interruption
Water events that shut down operations deserve full income loss recovery, not a lowball offer.
How It Works
A clear path through the claim process.
Most policyholders have never filed a major claim before. We have — more than a thousand times. Here is exactly what happens when you work with Malibu Public Adjusters.
1
01
Free Consultation
Call us or submit an assessment request. We review your situation confidentially — no cost, no commitment. We tell you honestly whether we can help.
2
02
Damage Investigation
Our adjusters conduct a thorough on-site inspection, cataloguing every loss item, structural damage, and hidden cost your carrier's adjuster is likely to overlook.
3
03
Policy Analysis
We read your policy the way insurers don't want you to — identifying every coverage, rider, and entitlement that applies to your specific claim.
4
04
Claim Presentation
We build and submit a professionally documented claim package — with pricing, scope, and policy citations — that is harder to dispute and harder to underpay.
5
05
Settlement & Recovery
We negotiate directly with your insurer until a fair settlement is reached. We don't close a file until you receive what your policy owes you.
Credentials
Professionally bound. Accountable to you.
We adhere to the highest professional standards in every engagement — because your recovery depends on it.
35+ Years in Practice
Founded 1989 · Malibu, California
Three and a half decades of continuous operation serving Los Angeles and Ventura County property owners.
1,000+ Claims Resolved
Track Record of Maximum Recovery
From single-room water damage to multi-million dollar total fire losses, our results speak for themselves.
Professionally Insured
Professional Liability Coverage
Our firm carries full professional liability insurance, protecting clients throughout every engagement.
Claims Initiation Portal
Start with a calm, confidential review.
If you are a Palisades fire victim or dealing with water damage in Malibu, Calabasas, Hidden Hills, Westlake Village, or Agoura Hills, we can assess your next move.